How to Get American Credit Cards as a Canadian Part 5: US Phone Number

In this latest blog post, we’re going to cover how to get a US phone number as a Canadian.

How to Get American Credit Cards as a Canadian articles:

Why you need to get a US phone number

The main reason you will need to get an American phone number is for US credit card applications. However, some people actually use their Canadian number when applying for US credit cards because Canada and US share the same country code.

Depending on which credit card company you apply for, using your Canadian number will not always work so having a American phone number really comes in handy for those situations.

How you can get a US phone number

There are many companies out there that can provide you a US phone number. Here is a list of some of them that you can choose from:

It doesn’t really matter which company you pick, what matters is you pick a phone number that is in the same state and hopefully the same city as your US bank account and US address.

It will also help if the service you select has a voice mail feature. Sometimes, when you apply for a US credit card, the credit card provider needs to call you first in order to approve your application. Having that voice mail service will then come in handy so you can be prepared when they call.

Once you receive the voice mail, you can get all your personal information in the US ready for when you call back to get your credit card approved.

Some people who apply for US credit cards also use a VPN service like Tunnel Bear if they’re making a call online. I use google hangouts a lot to make calls and it might be a good idea to use a VPN when calling the US credit card provider back to get your credit card approved.


While the process to getting US credit cards is quite tedious, it will pay you back greatly when you start earning tons of points and miles in the US. I personally think it’s worth the effort because this will further open the world to travelling around the world without breaking the bank.

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2 thoughts on “How to Get American Credit Cards as a Canadian Part 5: US Phone Number”

    1. You won’t have to pay any taxes from Canadian income. If you aren’t working in the US, then you just declare that you made no income should you choose to file your taxes in the US. However, if you don’t file your taxes in the US, they will cancel your ITIN after 5 years.

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