CIBC Aventura Business Visa Review

The CIBC Aventura Business Visa is in promotion right now. But, does that mean this credit card is any good? Or is there better options out there?

VIDEO – CIBC Aventura Business Visa Review

CIBC Aventura Business Visa

The current CIBC Aventura Business Visa promotion will earn you 20,000 Aventura points after your first purchase. Strangely, they will also give you an additional 5,000 Aventura points; though, it is not stated what triggers them to award you these points. I am guessing it’s bonus points you get by getting approved for this credit card. You can also earn an additional 35,000 Aventura points after spending $65,000 in your first year. I personally don’t see anyone hitting that minimum spends requirements.

The credit card has an annual fee of $120 which has been waived for the first year.

You also need a business number and trade name registration to qualify for this credit card. An easy way to get a business number is through Ownr (15% or $50 off discount referral link).

CIBC Aventura Business Visa perks

  • Earn 2 Aventura points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • Earn 1.5 Aventura points for every $1 spent on gas, flights, hotel, car rentals, and travel agencies
  • Finally, you will earn 1 Aventura points for every $1 spent on everything else
  • Flight delay and baggage insurance
  • Purchase security and extended protection insurance
  • Auto rental collision and loss damage insurance
  • $500,000 common carrier accident insurance
  • Trip cancellation and trip interruption insurance

I personally think this credit card is not one of the better credit cards in Canada. Its only saving grace is the fact that the first year annual fee is waived for the first year. And that you can easily earn 25,000 Aventura points. This is an okay perk, especially because Aventura points are better than Aeroplan for long-distance flights within Canada. For example, any flights from Vancouver to Prince Edward Island, New Brunswick, Nova Scotia, or Newfoundland are actually better redeemed through Aventura than Aeroplan.


If I was planning on travelling between Vancouver and the Maritime provinces in Canada, then I’d think about getting this credit card. However, if you just plan on travelling between Vancouver and Toronto/Montreal, you’re better off with Aeroplan credit cards.

The fact that you have to jump through so many hoops to get this credit card makes it unappealing also. So, if you don’t plan on travelling between the Canadian provinces above, then I would skip this credit card.

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