AMEX Gold USA Review (Canadian Perspective)

The AMEX Gold USA is a credit card that Canadians can potentially get. If you’re Canadian and able to get American credit cards, this credit card can earn you a good amount of points. One of the biggest perks with the American version of the AMEX Gold is that it has tons of transfer partners that are not available to us in Canada. This is great as we can use those other frequent flyer partners to try different airlines and to give us more flexibility when we redeem our points.

I actually applied for this card back in December of 2020 and have been using it since then.

Disclaimer – article contains my referral link to the AMEX Gold USA credit card

VIDEO – AMEX Gold Review (US Version For Canadians)


As of writing this article, the AMEX Gold USA has a promotion where you can earn 60,000 AMEX MR points after spending $4000 USD in 6 months. Six months is a good time frame to hit the minimum spend requirements so you don’t have to rush to hit it.

There’s an annual fee of $250 USD which cannot be avoided.


  • 4x points for every $1 spent on dining
  • 4x points for every $1 spent on groceries
  • 3x points for every $1 spent on flights
  • $10 per month Uber cash to be used with Uber or Uber eats
  • No foreign transaction fee
  • You can choose the Gold or Rose coloured credit card
  • Car rental loss and damage insurance
  • $100 airline credit (will be discontinued after December 2021)
  • $10 dining credit per month on select restaurants (Grubhub, Seamless, Cheesecake Factory, Ruth’s Christ Steak House, Boxed, and Shake Shack)

I do believe you have to choose an airline to redeem that $100 airline credit. Personally, I chose Alaska Airlines because it’s one of the airlines that flies in Vancouver where I live. Apparently, if you purchase a cheap flight, it could kick in and use up that $100 airline credit. I haven’t tried it yet because we can’t travel at the moment but I’ll explore it as soon as international travel opens up again.

One thing I did notice is my Uber eats account tells me that I have received a $10 credit. However, I can’t use it because I’m not in the US. This is something I will definitely try once travel in the US becomes available again.


Despite the fact that this card is really good. I don’t see any perks for it to be a keeper. At the moment, it feels like a hold-for-one-year-until-the-annual-fee-is-due-again type of card. Many of its perks are only good in the US. Dining and Uber credits don’t work in Canada so it’s pretty useless for us. The airline credit is being phased out (but potentially replaced with something else).

The main perk, besides the welcome bonus points, that is really good is the no foreign transaction fee perk. But, in Canada, we can get the Scotia AMEX Gold which also shares the no foreign transaction fee benefit. So really, I think this card is only good long-term if you live in the US.

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2 thoughts on “AMEX Gold USA Review (Canadian Perspective)”

  1. Hi Kendrick,
    Thank you for the awesome reviews! So looks like you did get oit of the pickle with AmEx – after they cancelled your cards. Does it mean they do not necessary blacklist? How long did you wait before applying again?
    I was in the same situation, with two cards cancelled in Dec 2020 (and with exactly the same letter, and no explanation after many calls). Now I wonder if I should try and apply again.

    Than you,

    1. Hi Mike, this is for the American AMEX Gold, I still cannot get Canadian AMEX cards except for the Scotiabank one.

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