RBC Cathay Pacific Visa Review

In this blog post, I will be doing a complete RBC Cathay Pacific Visa review to see who is best suited to get this credit card in Canada. One of the best perks of the RBC Cathay Pacific Visa is that it’s the only credit card in Canada that directly allows you to earn Asia Miles.

I have no affiliation with RBC or this credit card.

VIDEO – RBC Cathay Pacific Visa review

RBC Cathay Pacific Visa review

One of the biggest benefits of getting the RBC Cathay Pacific Visa card is the 25,000 Asia Miles sign-up bonus. Technically, RBC says you can earn 35,000 Asia miles. But, the last 10,000 Asia miles will only be given to you after you pay the annual fee for the second year of getting this card. In my opinion, that’s not a very good deal and instead, it’s better to do an RBC credit card product switch instead.  That way, you can get your annual fee pro-rated. You’ll also get the opportunity to earn points and miles with another RBC credit card.

When you get the RBC Cathay Pacific Visa card, you will earn 15,000 Asia Miles upon credit card approval. You’ll also get the remaining 10,000 Asia miles after spending $6000 within 90 days of getting the credit card.

One of the biggest problems with the RBC Cathay Pacific Visa card is not getting the sign-up and minimum spend bonus miles. You’ll eventually get the RBC Cathay Pacific Visa points but you’d have to call the RBC call centre several times (5 times in over 3 months in my case).

Other perks for this card include:

  • Earn 1 Asia Mile for every $1 spent on all purchases
  • Earn 1.25 Asia Mile for every $1 spent on equivalent foreign currency
  • Double the Asia Miles earned for Cathay Pacific purchases
  • Green tier membership with Cathay Pacific’s Marco Polo Club
  • Save 3 cents on fuel with Petro Canada and earn 20% more Petro-Points in Petro Canada
  • Get travel coverage including emergency medical insurance, as well as flight delay, hotel burglary, and rental car insurance

Card eligibility

There’s no income requirement to get the RBC Cathay Pacific Visa credit card.

Conclusion

If you can hit the minimum spend requirements, I think getting the RBC Cathay Pacific Visa card is a decent card to get. However, you should definitely apply for other credit cards first. Especially the ones with no annual fees and big sign up bonuses. You should get the CIBC and TD credit cards with no annual fees first. Then, it’s a good time to look into getting this credit card.

Also, it’s a good idea to get this credit card if you’re trying to top up your Asia Miles balance.

But, with the problems this card is having at the moment, it might be wise to wait a while before signing up for it. Once the problem has been resolved, I think it’s a solid choice for Canadians. Especially if you are applying through the product switch method.

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