In this blog post, I will be doing a complete RBC British Airways Visa Infinite review to see who is best suited to get this credit card in Canada. One of the reasons I am doing a review of this card right now is because it’s a severely underrated card and they have a recent change to their minimum spend requirements making it easier for people to get that big bonus points.
I have no affiliation with RBC or this credit card.
VIDEO – RBC British Airways Visa Infinite Review
RBC British Airways Visa Infinite Review
One of the biggest perks of the British Airways Visa Infinite is the big sign up bonus of 50,000 Avios. Keep in mind, only 40,000 Avios is really valid in my opinion. There’s a good reason why. First, you will earn 15,000 British Airways Avios after your first purchase. Then, you will earn an additional 25,000 British Airways Avios after spending $5000 within 3 months. This was previously $5000 within 2 months so the promotion has definitely made it easier for many Canadians to hit this minimum spend requirements.
Now, the final 10,000 British Airways Avios can only be earned after you pay for the annual fee for the second year. In my opinion, this is north worth it. Instead, you should do an RBC credit card product switch to the Avion, or Cathay Pacific Visa card.
Other perks for this card include:
- Double the points for every $1 spent on British Airways purchases
- 1 Avios for $1 spent in all other purchases
- Receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year
- Save 3 cents per litre on Petro Canada and earn 20% more Petro Points
- Get broad insurance coverage including Emergency medical insurance, flight delay insurance, hotel burglary, and rental insurance
This card does have a $165 annual fee. In my opinion, it’s worth paying for this annual fee to earn 40,000 Avios. And if you do a product switch, you’ll get this annual fee pro-rated and get some of it back. Personal income requirements for this credit card is $60,000 annually or $100,000 annual household income.
Who and why should you get the RBC British Airways Visa Infinite credit card
If you’ve gotten the recent wave of CIBC and TD cards with no annual fee for the first year, I think this is a great card to get next. This is the only card in Canada that allows you to earn British Airways Avios points directly. I know with the AMEX card, you can transfer Avios at a 1:1 ratio and even better during promotional periods. You can also transfer Avios from RBC Avion at 1:1 and between 30-50% more points during promotional periods.
This makes the RBC British Airways Visa Infinite card a solid card to get and definitely has a place when it comes to earning points and miles in Canada.
I personally like this card and I think it’s a solid and often overlooked option for Canadians. You’re basically paying $165 to earn 40,000 Avios which is definitely worth it.
Some great redemption with Avios includes 13,000 points to fly between Seattle and Hawaii. Basically, any short-haul flight makes Avios a worthwhile redemption. It’s usually $500-$600 to fly round trip to Hawaii so redeeming Avios will already save you 50% of the flight cost with leftover points for future redemptions.
So if you’ve gone through the CIBC and TD card gauntlet already, you might want to look into getting this card next.